What Insurability Tells Us About Climate Risk

When we talk about climate resilience, insurance often flies under the radar. But it’s one of the oldest and most powerful tools we have for managing risk: pooling resources, spreading losses, and crucially, sending signals about where risk is growing too great to bear.

That’s why in this episode, we explore the vital and evolving role of insurance in supporting climate resilience. We discuss:

• How insurance acts as both a safety net for businesses and communities, and a driver of risk reduction and adaptation;
• The concept of “insurability,” and what it reveals about our growing exposure to climate risk; and
• How these dynamics are playing out in the real world, through a case study of climate risks facing Europe’s agricultural sector.

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